Living with a physical disability can be challenging, impacting your ability to work and sustain a livelihood.
At The Law Office of Gerard Lynch, we understand these challenges and are committed to helping individuals with physical disabilities navigate the complexities of achieving benefits.
Our experienced team is dedicated to advocating for your rights, and ensuring that you receive the benefits you deserve.
The Most Common Types Of Physical Disabilities That Qualify
There are hundreds if not thousands of different types of physical disabilities that are listed in the Social Security Administration’s Blue Book. Unfortunately, even if you are a person with a disability that is outlined in this guide, you still must prove that it severely limits or prevents you from engaging in work and basic daily activities.
Among all applications for benefits, the most commonly listed among the physical disabilities include:
- Musculoskeletal Disorders: These affect bones, joints, and muscles. Examples are arthritis and back injuries.
- Cardiovascular Conditions: Diseases related to the heart, such as heart failure and coronary artery disease.
- Respiratory Illnesses: Lung problems, including COPD and asthma.
- Neurological Disorders: Issues with the nervous system, like multiple sclerosis or Parkinson’s disease.
- Sensory Impairments: Serious problems with hearing or sight.
Each condition in the Blue Book has rules that you need to meet to get SSDI benefits. Sometimes, a condition might fit into more than one category. For example, cerebral palsy or spina bifida could be in different categories. You can choose the category that best fits your situation and symptoms.
How To Qualify For SSDI With A Physical Disability?
While people with disabilities might have a specific condition that qualifies for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), medical evidence is the true key to earning these benefits.
Steps For The Application Process
- Medical Documentation: Collect all your medical records that explain your disability.
- Employment History: Share information about your past jobs and how your disability affects your ability to work.
- Application Submission: Fill out and send in the SSDI form to the Social Security Administration (SSA).
- Wait for Decision: The SSA looks over your form and medical details. This may include a meeting to see if your disability will last a long time or might lead to death.
Waiting times can be very long for most claimants. Many people wait around 6 months to a year to find out if they got approved for benefits.
Our team at Gerard Lynch Law Office will help you at each step, making sure your form is complete and covers everything about your health problems and work challenges.
My Condition Isn’t Listed Here Or In The Blue Book
If your physical disability is not specifically mentioned in the SSA’s Blue Book or the common conditions listed earlier, you still have a pathway to qualify for SSDI. The focus is on proving that your condition is “medically equivalent” to those listed, showing that it significantly limits your ability to work. This involves:
- Gathering Detailed Medical Evidence: This includes all documentation related to your condition, demonstrating its severity and the limitations it imposes on your daily activities and work capacity.
- Obtaining a Comprehensive Physician’s Statement: A detailed account from your treating physician describing your condition, its impact on your functional abilities, and why it prevents you from maintaining employment.
- Functional Capacity Evaluation: An assessment that illustrates how your disability affects your ability to perform specific work-related tasks.
Understanding the Odds and Preparing for Potential Denials
It’s important to recognize that many SSDI claims, particularly for unlisted conditions, face initial denials. For context, in 2023, approximately 38.6% of SSDI applicants, including those with various health issues, were approved in the initial stage. This implies that more than 60% of applications were initially denied, highlighting the challenging nature of the SSDI application process.
Common Reasons for SSDI Claim Denial:
- Insufficient Medical Evidence: One of the leading causes of denial is the lack of comprehensive, current medical records that adequately demonstrate the severity of the condition.
- Non-compliance with Treatment: Applicants who do not follow prescribed treatment plans may have their claims denied, as it can be argued that their condition might improve with proper treatment.
- Perceived Lack of Severity: If the SSA does not view the condition as severe enough to significantly impair your ability to work, the claim may be denied.
Applicants must be meticulous in filling out application forms and preparing for the possibility of an appeal. Understanding these hurdles is crucial in building a strong case for your SSDI claim.
At The Law Office of Gerard Lynch, we are adept at navigating these complexities and are committed to advocating for individuals with unlisted physical disabilities. We understand the nuances of the SSDI process and are prepared to help you gather the necessary evidence, complete detailed applications, and, if needed, guide you through the appeals process. Our goal is to ensure your case is presented well to maximize your chances of obtaining the benefits you need.
Appealing Your Application Denial
Denials are common, but not the end of the road. The appeal process includes:
- Reconsideration: Your application is reviewed anew by a different examiner.
- Hearing by an Administrative Law Judge: If your claim is still denied when it is reexamined, it can then be presented before a judge, appointed by the SSA.
- Review by the Appeals Council: If denied again, the case can go to the Appeals Council.
- Federal Court Review: As a last resort, we can take your case to federal court.
The appeals process can make your journey toward disability benefits even more difficult. If your claim is denied, you shouldn’t appeal it without legal support. Increase your chances for approval by hiring a trusted disability attorney, like those within the Law Office of Gerard Lynch. Our firm has extensive experience in successfully handling SSDI appeals and will stand with you at every stage.
Let’s Fight For Your Benefits
At The Law Office of Gerard Lynch, we don’t just handle cases; we fight for individuals. Navigating the SSDI process with a physical or mental disability can be overwhelming, but you don’t have to face it alone.
Our dedicated team is ready to fight for your rights and work tirelessly to secure the benefits you need and deserve.
Contact us today for a consultation and take the first step towards securing your future.